When dealing with First Credit Services , it’s important to recognize unlawful debt collection practices. Excessive phone calls or repeated contact at inconvenient times may constitute harassment under the FDCPA. Collectors are not allowed to threaten lawsuits, wage garnishment, or arrest when those actions are not permitted by law. Consumers must receive a written debt validation not... https://protectionforconsumers.com/stop-westhill-exchange-debt-collection-harassment/