The post-COVID-19 era presents a looming threat of global debt. elevating concerns regarding sovereign credit ratings worldwide. This study develops a new index system. divides the rating variables into long- and short-term factors. https://www.roneverhart.com/HP-Pavilion-15-eg1053cl-15-6-FHD-Touch-Intel-Core-i5-1235U-3-30-GHz-Intel-Iris-Xe-Graphics-12-GB-DDR4-RAM-512-GB-SSD-/